Saturday, June 14, 2008

The Life Insurance Handbook (Paperback)

Insurance Handbook :The Life Insurance Handbook (Paperback)
by Louis S. Shuntich (Author)
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Now - the Society of Financial Professionals teams up with tax and estate planning expert Lou Shuntich to bring you a practical new reference guide that is both compact and comprehensive. Concise and to-the-point, this handbook provides the latest industry information on:

a.The legal aspects of acquiring and owning a policy
b.The types of products and contracts available
c.Simple criteria for evaluating and comparing policies and insurance companies

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d. The tax implications of each product type
e. Structuring policies, ownership arrangements and beneficiaries for maximum tax and legal benefits - and tips for avoiding traps and pitfalls in the process

While not an exhaustive account of the industry - it's an excellent primer that covers the key concepts necessary when advising clients or analyzing portfolios and estates. And in keeping with the Society of Financial Professionals' steadfast commitment to providing continuing education to the industry. The Life Insurance Handbook is the perfect learning too for keeping busy financial professionals and their clients up-to-date.

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Revealing Life Insurance Secrets: How the Pros Pick, Design, and Evaluate Their Own Policies (Trade Secrets) (Paperback)

Life Insurance Secrets :Revealing Life Insurance Secrets: How the Pros Pick, Design, and Evaluate Their Own Policies (Trade Secrets) (Paperback)
by Richard M. Weber (Author)
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Life insurance is an extraordinary financial tool that can affordably deliver resources to just the right person at just the right time of financial stress – loss of income, taxes, or liquidity needs due to several circumstances…including death. As simple as it should be, a true understanding of life insurance is complicated by psychological and other practical factors related to the increased complexity of financial products that serve our family, estate, business, and charitable needs. Dick Weber has devoted the last twenty years of his insurance career devising communication processes and educational software that can give the consumer the opportunity of making sense of it all.

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Weber's greatest breakthrough may have been in developing statistical analysis that provide a better ongoing measuring tool of how likely a policy would sustain for as long as a client might live. This process of analysis was recently given confirmation by federal securities regulators, and is applied not only to new products, but to the trillions of dollars worth of polices purchased over the last twenty or more years. Weber goes beyond blame to give consumers the right questions to consider for managing or modifying these polices in place, in addition to giving credible and experienced advice for the policies of the future. Weber's Revealing Life Insurance Secrets is the quickest, surest, and most effective way to understand and explain the pros and cons of life products.

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Questions and Answers on Life Insurance: The Life Insurance Toolbook

Insurance books :Questions and Answers on Life Insurance: The Life Insurance Toolbook
by Anthony Steuer (Author)
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An easy-to-use life-insurance guidebook. Chartered Life Underwriter (CLU) Steuer notes that life insurance is "one of the least exciting topics to think about," and here he offers a painless reference book to that gray world. The format of the book, framed as answers to frequently--and not-so-frequently--asked questions, will help readers make informed decisions about what kind of life insurance to purchase and how to monitor your holdings to avoid any nasty surprises down the road. Read in its entirety, the book provides a deep-immersion course (this exhaustive resource is certainly dense) on all aspects of the subject. But it's also helpful in addressing the quandary of the moment, from something as basic as whether or not to buy term or permanent insurance to the material knowledge that can be gleaned from insurance regulatory information reports. Steuer lays out pros and cons, demonstrates how you can use mathematical calculations to arrive at a plan that best suits you, brings needs-analysis into play and tenders an array of quick facts that help put issues into perspective. Though the sentences are often halting and poorly constructed--"It stems from the old principle that if a villager's house burned down, and then the other villagers would help to rebuild the house"--the information is solid. Steuer's premise is economic commonsense--when laying out tens of thousands of dollars, it's good to know what you're buying--and his guidance is valuable.

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During your life, you’re likely to make important choices that will affect you for years to come: determining the best community, buying the perfect house, and starting a new family. Purchasing life insurance falls into the same category. But selecting the right policy isn’t easy, especially when you’re faced with a constant barrage of commercials and brochures from competing life insurance companies.

With twenty years of experience in the life insurance business, Anthony Steuer delivers a practical, one-of-a-kind resource to guide you through the basics—and the finer points—of life insurance and to help you choose the policy that is just right for you and your family. Using a simple question-and-answer format, Steuer covers everything you need to know about life insurance, including how to:

a. Differentiate between types of policies
b. Find and evaluate a policy and company
c. Hire a trusted agent
d. Understand the practice of underwriting
e. Monitor your policy

Steuer’s invaluable advice will safeguard you from unpleasant surprises and unnecessary pitfalls. For anyone, from consumers to financial advisors, Questions and Answers on Life Insurance is the definitive resource on life insurance.

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